Starting upMEI Simples Nacional CNPJ registration alvara RFC simplified trust regime operating licence monotributo inscripcion AFIP habilitacion municipal RUT Camara de Comercio regimen simple inicio de actividades RUC patente municipal Choosing a legal structure Registering a trade name Uruguay: single tax scheme and social security registration Costa Rica: tax registration and social security enrolment Ecuador: taxpayer number and the simplified regime Bolivia, Paraguay and Panama basics Dominican Republic sole trader single member company limited company INPI in Brazil IMPI in Mexico SIC in Colombia INAPI in Chile Partnership agreements between founders Domain name and social handle registrationMoneyPricing your product or service Cash flow for a small shop Invoicing and electronic invoices (nota fiscal, CFDI, factura electron PIX SPEI transferencia cash Card machines and processing fees Microcredit and small business lending Separating personal and business money Registering an instant payment key in the business name Cash handling, float and counterfeit notes Refunds, chargebacks and disputes The true cost of advancing card receivables Pricing under high inflation Pricing in United States dollars and when it is legal Basic bookkeeping for a micro business Separating owner pay from business cash Setting aside money for taxRunning itHiring your first employee Payroll and labour law by country Informal vs formal employment Suppliers and buying stock Renting premises Insurance Security and theft Contracts with clients and suppliers Workplace safety obligations Dismissal, notice and severance by country Apprentices and interns Family members working in the business Brazil LGPD Mexico data protection law Colombia law 1581 Procon Profeco SIC SERNAC INDECOPI Opening hours and holiday trading rules Waste, recycling and packaging obligationsGrowingWhatsApp Business for sales Instagram and local social selling iFood Rappi PedidosYa Google Business Profile Loyalty for a local customer base Opening a second location Franchising Selling on Mercado Libre Selling on Shopee and Amazon in the region Building a simple online store Paid ads on Meta for a local business Local search and Google Maps listings Selling wholesale to other shops Becoming a government supplier First steps in exporting Working with influencers locally Loyalty and referral schemes that work offlineBusiness typesShop and retail restaurant lanchonete food truck bar salon barbershop nails mechanic welder carpenter cleaning tutoring accounting freelance Market stall and street trade Home-based productionNewsTax and filing calendarmonthly DAS payment for MEI annual DASN-SIMEI declaration Simples Nacional monthly filing DEFIS monthly and annual declarations to SAT RESICO obligations Argentina: monotributo monthly payment and twice yearly recategorisati VAT filing periods annual income declaration regimen simple advance payments Chile: monthly form 29 and the annual income return Peru: monthly SUNAT declaration by regime What happens if you miss a filing, and the penalty structure How to fix a late or wrong filing Keeping receipts and how long to keep them Instalment plans for tax arrearsBanking and creditOpening a business bank account by country and what documents are need Digital banks for small firms: Nubank, Banco Inter, Mercado Pago, Ualá Government backed credit lines for micro and small firms Working capital, overdraft and revolving credit Invoice and receivable advances and their real cost Credit bureaus and how they score a small business: Serasa, Buro de Cr Guarantees, collateral and personal liability What a bank asks for before lending to a two year old business

RESICO obligations

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